What are the Penalties for Driving without Car Insurance in Illinois?

 Posted on June 09, 2013 in Personal Injury

If you are in a car accident and you don’t have proof of insurance to show officials, many issues can arise.  Here in the state of Illinois, we have some of the most severe penalties for those who are caught driving without car insurance.

According to a recent article, if you are caught driving without insurance in Illinois the court can suspend your driver’s license for three months.  The court also has the power to fine you as well as add points to your driver’s license.

Specifically, if you are in a car accident and do not have car insurance, you will be faced with some heavy expenses.  You could find yourself having to pay repair costs for your vehicle, potential repair costs for the other car involved, as well fines for driving without insurance in the first place.

Another article makes the point that if you cause damage while behind the wheel of an uninsured vehicle you could even find yourself having to pay for another person’s hospital stay or rehabilitation, possibly even a new car.

Here in the state of Illinois there is a random insurance verification program; if you are caught by this program, your license plates will be suspended immediately.  It is also true that you can be fined for up to $1000 if you are caught driving with suspended tags (for driving without insurance) and you were driving uninsured.

The penalties are very serious and very real.  It is absolutely imperative that you obtain car insurance if you are driving in Illinois.  However, if you choose not to and have found yourself in a situation where you are facing fines and a suspended license, such as getting into a car accident,  be sure to contact an experienced Illinois personal injury attorney as soon as possible to assist you with your case.

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