When you pay for healthcare coverage and are injured in an accident, like most Americans, you would likely assume that your health insurance would cover the medical bills and that your settlement would be free and clear (pending any applicable taxes, of course). That is, after all, why you pay for healthcare coverage. Yet, according to a news investigation, hospitals all over the country are refusing to bill the victim’s health insurance and, instead, are seeking compensation through their auto accident injury settlement. The end result is often a short-sided and unfair settlement for …