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DuPage County divorce attorneyGetting a divorce can wreak havoc on many areas of your life, but your finances can take an especially hard hit. When you are married, your accounts, loans and bills are all typically in both you and your spouse’s name, but that can be disastrous, especially if your divorce is particularly contentious.

After your divorce, you have to separate your finances from your spouse, but it is not uncommon for people to come out of a divorce with quite a bit of debt and some damaged credit. Without good credit, it can be difficult for you to get loans in your name or obtain housing, among other things. Here are a few things you can do to return your credit back to a healthy state after your divorce:

Live Within Your Means

Now that you are separating your finances from your spouse’s, you need to look at your expenses and income and determine whether you are making enough to live. You should create a budget that outlines all of your necessary monthly expenses, your optional monthly expenses and money for spending. Keeping a good credit score is mostly dependant on paying your bills on time and keeping your debt low. Living within your new means will help.

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online divorce, stalking spouse, Hinsdale divorce lawyer1. CHANGE YOUR PASSWORDS.

If you are divorcing, you may be sharing a password with your spouse as many married couples do, or your spouse may know your passwords. Don't think for a moment that because you think you have nothing to hide that your spouse may not read all your email or potentially do malicious things to your accounts. Remember: what you say in emails or text messages or social media such as Facebook or twitter or other forms of media may well be admissible in evidence against you in your divorce case.

Likewise, the websites that you visit or the material that you're looking at may become useful for your spouse. Like a trail of breadcrumbs your media trail may lead your spouse to things that can be brought up in Court such as your spending patterns or who you associate with or whether you were involved with someone else (even if you claim you were only friends.)

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