Tag Archives: college expenses

Dupage County college expenses after divorceIn Illinois, child support payments end when the child turns 18 years old or when he or she graduates from high school, whichever comes later. The ending of high school does not mean that both parents are done contributing to the child’s living expenses, though. Under Illinois law, parents are also subject to “non-minor support,” which is typically used while the child is in college. Many times, you can address this issue before your divorce is finalized by putting who will pay what in the divorce agreement. If you did not address this issue before you finalize your divorce, do not fret. You can still address this issue with a divorce lawyer or in court if need be.

Expenses That Are Covered

It is not just tuition that is covered under the Illinois Marriage and Dissolution of Marriage Act. The Act states that educational expenses can include:

  • Up to five college applications;
  • Two standardized college entrance exams;
  • One standardized college entrance exam preparatory course;
  • Housing expenses, including a meal plan;
  • Tuition and fees;
  • Medical expenses, including dental expenses;
  • Living expenses, such as food, utilities and transportation; and
  • Books and other supplies needed to attend school.

Making Decisions About College Expenses

Not all parents are required to cover their child’s college. Illinois courts understand that not all parents have the financial means to pay for such expenses. When making determinations about requirements for paying these expenses, the courts look at:

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IL divorce lawyerStudent loan debt can take a toll on your child’s future. Therefore, planning for your child’s college is crucial. If you are divorced, however, you may find planning for college to be particularly difficult.

You are likely wondering how your child’s other parent will make decisions about paying for college when it is time for your child to earn a degree. Here are some tips for planning for college after a divorce:

Plan Early

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Parental-ResponsibiltyCollege is expensive and it is not getting any cheaper. While the law is not clear on a parent’s general duty to pay for college, Illinois does allow family court judges to order a parent to pay for college as a form of child support.

When Does Child Support End?

Typically, child support obligations end when a child turns 18. However, there are many exceptions to this rule. If a child has a severe impairment, support can continue past the age of 18. If a child is going to be attending college, child support may be ordered past the age of 18 to pay for that education. A child has until they are 23 or receive a bachelor’s degree, whichever happens first, to receive these extended child support benefits.

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Illinois divorce attorney, Illinois family lawyer, Illinois child custody attorney, parenting plans, Parents come from all walks of life, but one thing nearly all parents have in common is the question, “How will I pay for my child’s college education?” This issue is a major concern for most families, but for divorced couples it can be extremely complicated, especially for those who divorce long before their children are of college age. That is why it can be key to include a provision regarding college tuition in child custody agreements.

Deferring Payment Plans

When it comes to paying for tuition costs, most divorce settlements do not address the specific financial responsibilities and obligations of each parent. This is easily overlooked if the child(ren) are of elementary age, but quickly becomes an issue once the child(ren) reach high school. Many parents regret not having planned for college expenses during their divorce proceedings.

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college account, DuPage County family law attorneys, Martoccio & Martoccio, college savings, college planning, college accounts, divorce and finances, college expenses, vocational school expenses, grandchild's college expenses, Illinois divorceIf your adult child is going through a divorce, and you have set up a college account for your grandchild, do not give your child's spouse a free ride on college expenses. Protect your grandchild’s college funds.

Under Illinois law, if there is a divorce, your child and his or her spouse are both obligated to contribute toward the university, college or vocational school expenses of their children. (See 750 ILCS 5/513 of the Illinois Marriage and Dissolution of Marriage Act.)

If you create a college account for your grandchild and there is a divorce between your child and his or her spouse, that account may be designated by the divorce judge to be used first for payment of the grandchild's college expenses, before the your son-in-law or daughter-in-law's obligation to pay for college expenses kicks in. In fact, your child’s soon to be ex-spouse may get a free ride if you have put enough funds into your grandchild's account, which you created, to fully pay for college.

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