Sometimes a life insurance policy may be the most valuable asset in an Illinois divorce.

A life insurance policy may be used to guarantee maintenance paid to a spouse as the result of a divorce. If a husband dies, his surviving, former spouse will receive his life insurance proceeds as payment for his maintenance obligation.

However, one might ask:

"In Illinois, can the father of my child be ordered to provide medical insurance for our child and contribute toward medical expenses not covered by insurance? Or is that all covered in child support?"

Court orders are frequently entered in divorce cases or paternity cases requiring a father or mother to have the children on his or her employer’s health insurance plan. However, there are several additional ways a parent can provide medical support, such as:

• Pay for private health insurance or reimburse another parent for health insurance premiums.
• Pay additional amounts for ongoing medical bills or as reimbursement for uninsured medical costs (cash medical support).
• Parents who qualify for the Illinois All Kids program can receive health insurance for their child through the state.

"What if the the father's or noncustodial parent's health insurance company or employer refuses to cooperate?"